Worried about the cost of a new air conditioner or heat pump? Financing is a great way to get the efficient air conditioner or furnace you want. When it comes to heating and cooling equipment, it always pays to invest in efficiency. With financing, an efficient HVAC system may not feel as out of reach. In order to provide an easy, simple consumer financing solution, we’ve partnered with FTL Finance to handle all of our Customer’s financing needs.


FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Their outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just score.

FTL Finance specializes in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country they have built a rapid response financing system customized to your needs.

Easy, Simple Financing

FTL Finance specializes in the financing of consumer HVAC equipment. FTL Finance approves your credit application; then Best Service can schedule your installation. When the installation is complete, FTL Finance directly pays us the amount financed and sends you the billing information. All billing related customer service is handled directly by FTL Finance.

What They Finance

All Equipment MUST have a model and serial number:

  • Furnaces
  • Air Conditioners
  • Condensers
  • Coils
  • Air-Handlers
  • Heat Pumps
  • Generators
  • Humidifiers
  • Boilers
  • Water Heaters
  • Tank-less Water Heaters
  • Water Filtration Systems
  • Zoning Equipment
  • Service Repairs

FTL Finance can finance your service only projects such as ductwork, duct cleaning, insulation and small plumbing projects up to $5,000 without a model and/or serial number.

FTL Finance Lease

  • Competitive fixed rates from 9.9% to 18.9%
  • Terms up to 7 years
  • Loan amounts from $1,000.00 to $35,000.00
  • Deferred interest plans available for 90 days, 6 months, and 12 months (plans not available in all areas)
  • No minimum monthly payment required during deferred interest period